Access Equipment & Forklift Finance

United offers tailored access equipment and forklift finance solutions for businesses of all sizes. Whether you’re looking to finance new equipment or after flexible rental options, we can help. We’ll provide competitive finance solutions to suit your business and financial needs.

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Finance Solutions to Suit Your Business Needs

At United we understand that your business and financial needs are always changing. When you find a suitable forklift or access equipment to meet your business needs, it’s essential to get the right financing in place as quickly as possible.

When choosing the right finance package for your business, there’s a few important questions to consider.

  • What type of finance are you after?
  • What term do you require the finance for?
  • How does it fit into your businesses cashflow?


This is where our dedicated in-house finance department can help. Our licensed financial broker (ACL 364764) can provide professional advice and financial solutions to suit your business and financial needs. We’ll discuss your current requirements, taking into consideration your businesses future needs. Therefore, you can make an informed decision not just for now, but where you want your business to be in the future.

Our broker can then help fast track your forklift or access equipment purchase by getting the finance or rental package in place quickly. This means your business can put the equipment to work as soon as possible.


What Equipment We Finance

Our finance team specialises in finance for both forklifts and access equipment.


United forklifts for hire

Forklift Finance

Whether you’re a small owner operator with a single forklift or managing a busy warehouse with a forklift fleet, we can help. United can offer tailored forklift finance and rental options to suit your business requirements. We’ve helped many businesses finance all types of lift trucks. From smaller warehouse lifts trucks right through to heavy-duty forklifts, container lift trucks and reach stackers.


Access Equipment Finance

If your business is in the construction, maintenance or trade industry, we understand the importance of having the right access equipment readily available. At United we can help finance all types of access equipment including scissor lifts, boom lifts and telehandlers.


Flexible Finance Options

United offers customers with two types of finance options including a Chattel Mortgage and a Fully Maintained Rental. Which of these finance options will work best for your business will depend on your business and financial needs.

Chattel Mortgage

A Chattel mortgage is a finance product where You, the Customer, owns the forklift or access equipment as soon as it is invoiced to you.

A funder takes security over the forklift or access equipment by the way of a “chattel”. A chattel notifies the public that it is funded through that finance company. When the loan is fully repaid, the “Chattel” is released by the funder making you the owner of the equipment unencumbered.

During a Chattel Mortgage, your business can claim the interest and depreciation of the equipment as a tax deduction. This will appear as an asset on your businesses balance sheet.

United can structure a competitive chattel mortgage agreement with repayments that meet your businesses cash flow requirements. Speak with our inhouse finance team to discuss your finance needs today.

Long term rental with United

Fully Maintained Rental

A Fully Maintained Rental is a one of the most popular finance options for businesses because of its affordability and regular maintenance.

A Fully Maintained Rental is a finance product where You, the Customer, will never own the equipment. You will instead rent a forklift or access equipment from United over a specified rental period, usually 12 months to 7 years, depending on your material handling or access needs.

Every month your business will be charged a rental payment for the duration of the hire period. The benefit to your business is that you can claim the monthly rental as a tax deduction, which will appear on your businesses Profit and Loss statement. The monthly rental includes both the use of the equipment, for a limited number of hours per week, and all the servicing (fully maintained). This ensures your business can use the forklift or access equipment without the responsibility and costs associated with maintaining the forklift.

At the end of the rental term a business will then have the following four options;

  1. Return the equipment with no further charges, subject to fair wear and tear policy.
  2. Continue to rent the equipment on a month by month basis.
  3. Renegotiate for a further rental term. I.e. 12 to 36 months
  4. Enter into a new agreement for a new forklift or item of access equipment.


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